Montoursville Area Federal Credit Union, Montoursville Area FCU, MAFCU, Logo ONTOURSVILLE AREA FEDERAL CREDIT UNION
Montoursville Area Federal Credit Union, Montoursville Area FCU, MAFCU, Office Front
 

MONTOURSVILLE AREA FCU RATES
Effective March 1, 2021
*Rates subject to change without notice*

SHARES

Account Min Balance APR
APY
Regular & Misc. Share Account $100.00 0.03%
0.03%
Christmas Club Account N/A 0.05%
0.05%
 

SHARE CERTIFICATES (CD's)

Term Min Balance APR
APY
6 months $500.00 0.3%
0.3%
12 months $500.00 0.45%
0.45%
 

LENDING RATES

*as low as the following depending on credit score*

Vehicle Rates Term APR
New 2020/2021
*Used add 0.50%*
132-144(max) months  

RV ONLY
over $20,000.00

120 months 5.75%
over $20,000.00
108 months 5.50%
over $20,000.00
96 months 5.25%
over $20,000.00
84 months 5.00%
over $20,000.00
72 months 4.75%
60 months 4.50%
48 months 4.25%
36 months 4.00%
 
Used 2017-2019
(over $20,000.00 can go 84 months add .5%)
72 months 5.50%
60 months 5.25%
48 months 5.00%
36 months 4.75%
 
Used 2013-2016 72 months 6.00%
60 months 5.75%
48 months 5.50%
36 months 5.25%
 
2012 and Older up to 48 months 7.00%
*Loan Application*
*Cosigner Loan Application*
Second Mortgage Rates Term
APR
up to $75,000.00 (subject to availability)
*minimal closing costs apply*
  • All second mortgage real estate loans will be closed with a fixed rate of interest.
  • The Montoursville Area Federal Credit Union must be placed no lower than second place as lienholder on property.
  • Equity is determined by 80% of the appraised value, minus any mortgage balance, current limit is $75,000.00, for no longer than 15 years.
  • The member is responsible for all fees incurred by the loan, in the event of disapproval; the member is responsible for any attorney and or appraisal fees.
  • Second mortgage loans must be secured by real estate, current rates and limits apply.
5 years
3.99%
10 years
4.99%
15 years
5.99%
*Loan Application*
*Cosigner Loan Application*
Signature Rates Term
APR
  60 months
11.9%
*Loan Application*
*Cosigner Loan Application*
Share/Certificate Secured Rates Term
APR
  N/A
4.00%
 
Visa Credit Card Rates Term
APR
  N/A
13.9%
 
HOURS
Monday 9a-5p
Tuesday 9a-5p
Wednesday 9a-1p
Thursday 9a-5p
Friday 9a-6p

Holiday Closings
New Years
Martin Luther King Day
Presidents Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving
Christmas

FORMS
Change of Address
Loan Application
Cosigner Loan App
 
Montoursville Area Federal Credit Union©2020
999 N. Loyalsock Ave. Suite A, Montoursville, PA 17754
Phone: 570.368.7401  Fax: 570.368.7404
email: montoursvilleareafcu@verizon.net
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