MONTOURSVILLE AREA FCU RATES
Effective May 01, 2024
*Rates subject to change without notice*
SHARES |
Account |
Min Balance |
APR |
APY |
Regular & Misc. Share Account |
N/A |
0.15% |
0.15% |
Christmas Club Account |
N/A |
0.15% |
0.15% |
|
SHARE CERTIFICATES (CD's) |
Term |
Min Balance |
APR |
APY |
6 months |
$500.00 |
2.00% |
2.00% |
12 months |
$500.00 |
2.25% |
2.25% |
|
LENDING RATES |
*as low as the following depending on credit score*
|
Vehicle Rates |
Term |
APR |
|
New 2024
*Used add 0.50%* |
120 months |
5.75% |
over $20,000.00 |
108 months |
5.50% |
over $20,000.00 |
96 months |
5.25% |
over $20,000.00 |
84 months |
5.00% |
72 months |
4.75% |
60 months |
4.50% |
48 months |
4.25% |
36 months |
4.00% |
|
Used 2019-2023
|
84 months |
5.75% |
72 months |
5.50% |
60 months |
5.25% |
48 months |
5.00% |
36 months |
4.75% |
|
Used 2015-2018 |
72 months |
6.00% |
60 months |
5.75% |
48 months |
5.50% |
36 months |
5.25% |
|
2014 and Older |
60 months |
7.00% |
over $15,000.00 |
up to 48 months |
7.00% |
|
*Loan Application*
|
*Cosigner Loan Application*
|
|
Signature Rates |
Term |
APR |
|
60 months |
11.9% |
|
Share/Certificate Secured Rates |
Term |
APR |
|
N/A |
4.00% |
|
Visa Credit Card Rates |
Term |
APR |
|
N/A |
13.9% |
|
|
HOURS |
Monday |
9a-5p |
Tuesday |
9a-5p |
Wednesday |
9a-1p |
Thursday |
9a-5p |
Friday |
9a-5p |
Holiday Closings |
New Years |
Martin Luther King Day |
Presidents Day |
Memorial Day |
Juneteenth |
Independence Day |
Labor Day |
Columbus Day |
Veterans Day |
Thanksgiving |
Christmas |
|